St. Louis Workers' Compensation Attorneys
From Workday to Sick Day
If you’ve ever been injured on the job, your employer likely had workers’ compensation insurance to cover your medical needs and lost wages. But sometimes, insurance companies don’t play fair. The payment they issue may not be enough to cover all of your expenses — or they might not pay you at all.
The St. Louis workers’ compensation attorneys at Muchnick Haber Margolis can help you receive the fair and total compensation you deserve in your time of need, whether that’s through a favorable settlement or trial victory.
Where & When to File
In order to secure the best results, you should report your injury to your employer within 30 days. Ideally, this would be done in writing and include the date, time, place, nature of the injury and your contact information. Your employer is then expected to file the proper paperwork with the Missouri Workers’ Compensation Division, and may be subject to fines or imprisonment if they fail to do so in a timely manner.
Also, keep in mind that your employer is required by law to provide necessary medical treatment to employees via their insurance provider. Denying you coverage without reason makes them culpable for a lawsuit.
Possible Benefits
When filing for worker’s compensation, there are multiple categories of benefit payments in Missouri, covering medical treatment, lost wages and payments for permanent disability — either partial or total. Categories include:
- Lost Wages. If a medical professional determines that you are unable to work due to injuries or procedures completed to treat the injuries, you may be eligible for temporary total disability payments. If you can return to work but cannot work as many hours while you recover, you may be entitled to partial disability benefits. This form of compensation is meant to cover the wages lost during your absence.
- Benefit Payments. Benefit payments cover a wide array of injuries that keep you from working. Depending on the extent of the injury, you may be entitled to one of the following benefit payments:
- Medical Benefits
- Compensation for Lost Income
- Compensation for Permanent Disability
- Death Benefits
- Disability Payments. Disability payments entitle you to two-thirds of your average weekly pay for the duration of your recovery or for your lifetime. There are four categories of disability payments, including:
- Temporary Partial Disability
- Temporary Total Disability
- Permanent Partial Disability
- Permanent Total Disability
Do I Need Representation?
You may be wondering: do I really need legal representation for a Missouri workers’ compensation claim? We say: yes. In our experience, you are much more likely to receive fair compensation when working with a St. Louis workers’ compensation attorney that knows the ins and outs of the local legal process.
Like any government office, Missouri’s workers’ compensation system can be difficult to navigate. According to the 2020 DWC annual report, of 90,973 reports of injury, there were 16,793 workers’ comp settlements in Missouri — and 11,862 claims for compensation made. Of those claims, 199 awards were granted after hearings.
If you need a workers’ compensation attorney in St. Louis, the attorneys at Muchnick Haber Margolis have extensive experience in the field. We’ll make it easier for you to navigate this process and come out on top with the compensation you deserve.
Your Workers’ Compensation Case
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Our Practice Areas
When an accident happens, you may feel like your whole future hangs in the balance. The personal injury attorneys at Muchnick Haber Margolis are here to build you up and fight your case from start to finish.
